1. Not Investment Advice
The information provided on ScoreMyStock is for educational and informational purposes only. It is not intended to be, and should not be construed as:
- ✗ Financial, investment, or tax advice
- ✗ A recommendation to buy, sell, or hold any security
- ✗ An endorsement of any specific investment strategy
- ✗ Professional financial planning or portfolio management
- ✗ A guarantee of future investment performance
You are solely responsible for your own investment decisions. Always conduct your own research and consider consulting with a qualified financial advisor before making any investment.
2. Investment Risks
All investments involve risk, including the potential loss of principal. Before investing, you should understand and accept these risks:
Market Risk
Stock prices can fluctuate dramatically based on market conditions, economic factors, and investor sentiment. You may lose some or all of your investment.
Company-Specific Risk
Individual companies can fail, be mismanaged, or face unexpected challenges that cause their stock prices to decline significantly.
Liquidity Risk
Some stocks may be difficult to sell quickly without affecting the price, especially smaller companies or during market stress.
Inflation Risk
Inflation can erode the purchasing power of your returns over time, particularly for income-focused strategies.
Past performance is not indicative of future results. Historical returns do not guarantee future gains.
3. No Professional Relationship
By using ScoreMyStock, you acknowledge that:
- • No advisor-client relationship is established between you and ScoreMyStock
- • We do not know your individual financial situation, goals, or risk tolerance
- • We are not registered as investment advisors with any regulatory authority
- • Our content is general in nature and not tailored to your specific circumstances
4. Accuracy and Completeness
While we strive to provide accurate and up-to-date information, we make no guarantees about:
- • The accuracy, completeness, or timeliness of any data or scores
- • The reliability of third-party data sources we use
- • The absence of errors, bugs, or technical issues
- • The suitability of any information for your specific needs
Always verify information independently before making investment decisions. Check company filings, financial statements, and multiple sources.
5. Scoring System Limitations
Our stock scoring system is a screening tool, not a complete investment analysis. Important limitations include:
⚠ Quantitative only: Scores are based on numerical metrics and don't consider qualitative factors like management quality, competitive moats, or industry trends
⚠ Backward-looking: Most financial data reflects past performance, not future potential
⚠ Strategy-specific: A high score in one strategy doesn't mean a stock is suitable for all investors
⚠ Not timing signals: Scores don't indicate when to buy or sell
⚠ No risk assessment: High scores don't mean low risk or guaranteed returns
Use our scores as a starting point for further research, not as the sole basis for investment decisions.
6. No Guarantees or Warranties
ScoreMyStock is provided "AS IS" without warranties of any kind. We expressly disclaim all warranties, including but not limited to:
- • Warranties of merchantability or fitness for a particular purpose
- • Guarantees of uninterrupted or error-free service
- • Warranties that our content will meet your expectations
- • Warranties regarding third-party content or links
We do not guarantee that any investment strategy, stock, or approach discussed on our site will be profitable or suitable for you.
7. Limitation of Liability
To the fullest extent permitted by law, ScoreMyStock and its operators shall not be liable for:
✗ Any investment losses or financial damages resulting from your use of our site
✗ Decisions made based on information found on ScoreMyStock
�× Errors, omissions, or inaccuracies in our content or data
✗ Technical issues, service interruptions, or data loss
✗ Any indirect, incidental, or consequential damages
You use ScoreMyStock entirely at your own risk. We are not responsible for any financial consequences of your investment decisions.
8. Third-Party Content and Links
Our site may contain links to third-party websites or reference external data sources. We:
- • Do not endorse or verify the accuracy of third-party content
- • Are not responsible for the content, privacy practices, or terms of external sites
- • Do not guarantee the availability or reliability of linked resources
You access third-party websites at your own risk. Review their terms and policies before use.
9. Regulatory Notice
ScoreMyStock is not registered with:
- • The U.S. Securities and Exchange Commission (SEC) as an investment advisor
- • The Financial Industry Regulatory Authority (FINRA) as a broker-dealer
- • Any state securities regulator
- • Any international financial regulatory body
We do not provide investment advice that requires registration. Our content is purely educational and intended for informational purposes only.
10. Your Responsibility
Before making any investment decision, you should:
✓ Do Your Own Research
Review company financials, industry trends, and competitive positioning
✓ Understand the Risks
Be prepared for volatility and potential loss of principal
✓ Consider Your Situation
Match investments to your goals, timeline, and risk tolerance
✓ Consult Professionals
Seek advice from qualified financial advisors and tax professionals
Only invest money you can afford to lose. Never invest based solely on information from a single source.
11. Changes to This Disclaimer
We may update this disclaimer at any time without prior notice. The "Last updated" date at the top indicates when changes were last made. Your continued use of ScoreMyStock after changes are posted constitutes acceptance of the updated disclaimer.
12. Questions
If you have questions about this disclaimer, please contact us:
Email: legal@scoremystock.com